Your Burning Questions Answered

Credit repair involves the process of identifying inaccuracies, errors, or outdated information on your credit report and working to have them corrected or removed.

Florida Credit Services specializes in credit repair, counseling, and financial advising. We offer comprehensive credit report reviews, dispute management, negotiations with creditors, and personalized strategies for improving your credit score.

Credit repair involves correcting inaccurate, outdated, or unsubstantiated information on your credit report. We start with a detailed analysis of your credit report from all major credit bureaus, identify any discrepancies, and work on disputing these inaccuracies on your behalf. We also negotiate with creditors to resolve negative marks on your credit history.

The timeline for seeing improvements in your credit score can vary depending on the complexity of your case. Most clients start seeing changes within 30 to 90 days of their credit repair journey. However, significant credit score improvement might take longer.

Yes, credit repair is completely legal. It involves using your rights under the Fair Credit Reporting Act (FCRA) to ensure the accuracy and fairness of the information in your credit report. We strictly adhere to legal and ethical standards in all credit repair activities.
We can only remove inaccuracies or outdated information from your credit report. A negative item cannot legally be removed if it is accurate and verified. However, we can negotiate with creditors to settle debts or remove negative impacts under certain conditions.

We negotiate with creditors to try to settle any outstanding debts for less than the full amount owed, arrange for payment plans, or negotiate to have negative items removed from your credit report.

Maintaining your credit score involves managing your credit responsibly. This includes paying all your bills on time, keeping your credit balances low, and avoiding excessive inquiries into your credit. We also offer ongoing monitoring and counseling to help keep your financial health on track.

Yes, we provide personalized strategies tailored to your unique financial situation and credit goals. Our goal is to help you achieve long-term financial stability and success.

Our pricing varies based on the complexity of your credit situation and the services you require. We offer several packages and payment options to accommodate different needs and budgets. Please contact us for a personalized quote.

Dispute management involves disputing any inaccurate or questionable items on your credit report with the credit bureaus and creditors. This process can help remove negative items and improve your credit score.

Getting started is easy! Simply contact us through our website or call us directly. We schedule an initial consultation to discuss your credit situation and determine how best to assist you.
While no credit repair company can guarantee specific results, we ensure that we apply our best professional efforts to your case. We are committed to working with you to achieve the best possible outcome for your credit repair journey.

We offer a free consultation to assess your situation, after which we’ll discuss our service fees. We do not charge any upfront fees for our services.

You can contact us via email, phone, or our website contact form. All our contact information is available on the Contact Us page of our website.